Terms & Conditions

Effective Date: September 22, 2026

Welcome to Urban Loan Solutions. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By visiting our website, creating an account, or engaging our services, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, you must not use our services.

2. Description of Services

Urban Loan Solutions provides financial advisory, wealth management, loan facilitation (personal, credit, mortgage), tax advisory, and insurance brokerage services. We act as an intermediary and advisor; final loan approvals and insurance underwriting are subject to third-party institutional criteria.

3. User Eligibility

You must be at least 18 years of age and a legal resident or citizen of the United States to use our services. By registering, you represent and warrant that you meet these eligibility requirements.

4. Account Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate, current, and complete information during registration and throughout your engagement.
• You are solely responsible for all activities that occur under your account.

5. Fees and Payments

Certain advisory and wealth management services require subscription fees as outlined on our Pricing page. Loan origination fees, insurance premiums, and other third-party costs will be explicitly disclosed prior to your commitment. All payments are non-refundable unless otherwise stated in a separate written agreement.

6. No Financial Guarantee

While we strive to provide expert financial guidance, past performance does not guarantee future results. Investments carry inherent risks, including the potential loss of principal. Urban Loan Solutions does not guarantee specific financial outcomes, returns, or loan approvals.

7. Intellectual Property

All content on this website, including text, graphics, logos, software, and designs, is the property of Urban Loan Solutions or its licensors and is protected by US copyright and trademark laws. You may not reproduce, distribute, or create derivative works without explicit written permission.

8. Prohibited Conduct

You agree not to:

• Use the services for any illegal or unauthorized purpose
• Submit fraudulent documents or misrepresent your financial status
• Attempt to gain unauthorized access to our servers or networks
• Transmit malware, spam, or harmful code
• Interfere with other users' enjoyment of the platform

9. Limitation of Liability

To the maximum extent permitted by law, Urban Loan Solutions, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services, including but not limited to financial losses resulting from market fluctuations or third-party lender decisions.

10. Indemnification

You agree to indemnify and hold harmless Urban Loan Solutions from any claims, damages, losses, or expenses (including legal fees) arising from your violation of these Terms or your misuse of our services.

11. Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Cook County, Illinois.

13. Modifications to Terms

Urban Loan Solutions reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the modified Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will remain in full force and effect.

15. Contact Information

For questions regarding these Terms and Conditions, please contact us:

Urban Loan Solutions
2775 Sanders Rd, Northbrook, Illinois 60062, USA
Phone: (540) 989-2956
Email: info@urbanloansolutions.com